The insurance carrier for the vehicle that struck you will be obligated to pay your medical bills, lost wages and certain other  miscellaneous expenses (up to $25 per day) that you incurred as a result of the accident, up to $50,000.   This type of insurance coverage is commonly referred to as Basic PIP, for Personal Injury Protection, also known as no-fault.   Once the $50,000 is exhausted, you may look to your own automobile policy to see if you have purchased other coverage over and above this Basic coverage. Hopefully, you will have previously opted to purchase either Optional or Additional PIP coverage. With Optional PIP coverage, you get an additional $25,000 to apply to your lost wages, medical bills and miscellaneous expenses.  With Additional PIP coverage, you get an extra $100,000 to apply to those expenses. After you have exhausted all of the benefits available to you PIP, your private health insurer would then begin paying your medical bills.  I sincerely hope you will never be in a situation where you need to worry about the limits of you PIP or no-fault coverage.  However, if you are in that situation, you may very well have a potential claim for personal  injuries.  If so, I would be honored to speak with you and help lead you through that process.

 


Q: I am a pedestrian that was struck by a car.  How will my medical bills get paid? 

A:

The insurance carrier for the vehicle that struck you will be obligated to pay your medical bills, lost wages and certain other  miscellaneous expenses (up to $25 per day) that you incurred as a result of the accident, up to $50,000.   This type of insurance coverage is commonly referred to as "Basic PIP", for "Personal Injury Protection", also known as "no-fault".   Once the $50,000 is exhausted, you may look to your own automobile policy to see if you have purchased other coverage over and above this Basic coverage.

Hopefully, you will have previously opted to purchase either "Optional" or "Additional" PIP coverage.

With "Optional" PIP coverage, you get an additional $25,000 to apply to your lost wages, medical bills and miscellaneous expenses.  With "Additional" PIP coverage, you get an extra $100,000 to apply to those expenses.

After you have exhausted all of the benefits available to you PIP, your private health insurer would then begin paying your medical bills. 

I sincerely hope you will never be in a situation where you need to worry about the limits of you PIP or "no-fault" coverage.  However, if you are in that situation, you may very well have a potential claim for personal  injuries.  If so, I would be honored to speak with you and help lead you through that process.


Bookmark and Share

Free Book

An Insider's Guide to Avoiding Mistakes That Can Ruin Your Injury Case

Read More

The Ultimate Guide to Protecting Your Family From Irresponsible Drivers in New York

Read More

Talk To Me

Please fill out the form and we will be in touch with you shortly.

Name:

Phone:

Email:

Tell us more:


Law Offices of Scott D. Cannon
28 Main Street
Geneseo, New York 14454
Phone: (585) 243-9330
Toll Free: (800) 343-6918
Get Directions

©2010 Cannon Law Office, All Rights Reserved, Reproduced with Permission
The Best in Website Design for Attorneys, Attorney Web Blogs That Work, Attorney Search Engine Optimization, Optimized Video Services for Lawyers and Update Your Website Yourself
by Foster Web Marketing - The Best Attorney Website Design & Hosting Firm
Get SEO Tips from The Attorney Internet Marketing Blog